Alaska Mortgage Rate Details - As of 17 April 2024, 2:27am

Mortgage Loan Detail

Property Value$300,000
Amount Financed$294,566 (96.5% LTV)
Loan PurposePurchase
Property UsePrimary Residence
Property TypeSingle Family Residence
Property LocationAnchorage, Alaska
Lock Period30 Days
CreditExcellent - FICO >=740
 
Loan Type30 Year FHA Fixed
Rate5.625%
APR6.697%
Monthly Payment$1,827.58
Estimated Closing Costs$11,748.96


Amount Financed Detail

ItemAmount
Base Loan$289,500.00
FHA Upfront Mortgage Insurance Premium$5,066.25
Total Amount Financed$294,566.25


Monthly Payment Detail

ItemAmount
Principal & Interest$1,695.69
Mortgage Insurance Premium$131.89
Property Taxes (est)$450.00
Homeowner's Ins (est)$109.00
Monthly Payment$2,386.58


Closing Costs Detail

ItemAmount
Appraisal$1,010.00
Credit report fee$48.00
Government recording charges (50%)$67.50
Origination charge$0.00
Title - Attorney Doc Prep (50%)$32.50
Title - Courier fee$25.00
Title - eRecording (50%)$5.00
Title - Lender's title insurance$451.00
Title - Settlement/Escrow fee (50%)$404.00
Your charge for this interest rate (3.295 points)$9,705.96
Total Estimated Closing Costs$11,748.96


Seller Charges Detail

ItemAmount
Flood certificate$7.50
Government recording charges (50%)$67.50
Tax registration$85.00
Title - Attorney Doc Prep (50%)$32.50
Title - eRecording (50%)$5.00
Title - Owner's title insurance$1,252.00
Title - Settlement/Escrow fee (50%)$404.00
Title - Wire fee$25.00
Total Estimated Seller Charges$1,878.50