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Mortgage Qualifying Calculator
Use this calculator to estimate how much of a mortgage you can afford. This is estimate based on limited information, please fill out the
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for a complete Loan Estimate.
Loan Parameters
Loan Purpose
Purchase a new home
Refinance my home
Refinance my home - I want cash back
Property Type
Single Family
Condominium
Annual Income ($)
Cash on Hand ($)
Limit Downpayment to Minimum Required
Loan Type
30 Year Fixed Conventional @ 5.750% (1.987pts, 5.969% APR)
30 Year Fixed Conventional @ 6.000% (0.682pts, 6.098% APR)
15 Year Fixed Conventional @ 5.500% (0.882pts, 5.692% APR)
30 Year Fixed VA @ 5.375% (1.889pts, 5.770% APR)
30 Year Fixed VA @ 5.625% (0.747pts, 5.916% APR)
Credit Score
Excellent - FICO >=780
Excellent - FICO >=760
Excellent - FICO >=740
Good - FICO >=720
Good - FICO >=700
OK - FICO >=680
OK - FICO >=660
Low - FICO >=640
Low - FICO >=620
Total minimum loan amount you pay each month (ie car payments, credit cards, student loans, mortgages on 2nd homes, etc) ($)