Your Trusted Advisors for Mortgage Financing
It is a good idea to know what is in your credit report before you apply for a mortgage, that way you don't run into any last minute surprises.

By law, the three national credit reporting agencies are required to provide you with a free credit report annually. You can get yours free here (once per year):

If you want to see your approximate credit score, these services are currently free: and

** Note that there are many other sites that advertise free credit reports online, but these often involve a paid subscription that you get billed for later. is the only one sponsored by the credit reporting agencies to fulfill the Fair Credit Reporting Act regulations.

National Credit Score Distribution

If you have a low credit score, here is some good information on how to clean up your credit yourself:
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