Alaska Buyer/Seller Fee Splits

These are the customary splits of who pays what fees in Alaska. In your purchase agreement, your agent will fill in a block of fee splits that looks very similar to the below.

B = Buyer	S = Seller
X = Normally Pays	M = Mandatory Pays
½ = Normally Split	E = Either Can Pay
A = As Applicable	O = Optional

Conventional Loans

	B	S		B	S		B	S		B	S
Lender Origination Fee	X		Credit Report	X		Owner Title Insurance		X	Smoke Detectors		X
AHFC Commitment Fee	X		Reserves	X		ALTA Title Insurance	X		CO Detectors		X
Discount Points	X		Prepaid Interest	X		Recording Fee	½	½	As-Built Survey/Recert		X
MIP/PMI	X					Escrow Closing Fee	½	½
VA Funding Fee	n/a		Sales Tax		X	Annual Escrow Fee	n/a		Tests for Health Authority Approval:
Rural Dev. Loan Fee	n/a		Resale Certificate/ Public Offer Statement		X	Bank Set-Up Fee	n/a		Well Flow (Quantity)		O
Lender Doc Prep Fee	½	½				Assume/Transfer Fee	n/a		Basic Water Quality		A
Lender Processing Fee	½	½	HOA Transfer Fees		X	Assessments Levied		X	PIWA Water
Flood Certification	X		HOA Assessments		X	Assessments Pending		X	Other Water Test
Tax Registration		X	HOA Questionnaire		X	Attorney Doc Prep Fee	½	½	Septic Inspection		A
Home Warranty	E	E	Appraisal	E	E	Brokerage Fee		X	DEC/MOA/COSA Fees		A

FHA Loans

	B	S		B	S		B	S		B	S
Lender Origination Fee	X		Credit Report	X		Owner Title Insurance		X	Smoke Detectors		X
AHFC Commitment Fee	X		Reserves	X		ALTA Title Insurance	X		CO Detectors		X
Discount Points	X		Prepaid Interest	X		Recording Fee	½	½	As-Built Survey/Recert		X
MIP/PMI	X					Escrow Closing Fee	½	½
VA Funding Fee	n/a		Sales Tax		X	Annual Escrow Fee	n/a		Tests for Health Authority Approval:
Rural Dev. Loan Fee	n/a		Resale Certificate/ Public Offer Statement		X	Bank Set-Up Fee	n/a		Well Flow (Quantity)		O
Lender Doc Prep Fee	½	½				Assume/Transfer Fee	n/a		Basic Water Quality		A
Lender Processing Fee	½	½	HOA Transfer Fees		X	Assessments Levied		X	PIWA Water
Flood Certification		X	HOA Assessments		X	Assessments Pending		X	Other Water Test		A
Tax Registration		M	HOA Questionnaire		X	Attorney Doc Prep Fee	½	½	Septic Inspection		A
Home Warranty	E	E	Appraisal	E	E	Brokerage Fee		X	DEC/MOA/COSA Fees		A

VA Loans

	B	S		B	S		B	S		B	S
Lender Origination Fee	X		Credit Report	X		Owner Title Insurance		X	Smoke Detectors		X
AHFC Commitment Fee	X		Reserves	X		ALTA Title Insurance	X		CO Detectors		X
Discount Points	X		Prepaid Interest	X		Recording Fee	½	½	As-Built Survey/Recert		X
MIP/PMI	X					Escrow Closing Fee		M
VA Funding Fee	X		Sales Tax		X	Annual Escrow Fee	n/a		Tests for Health Authority Approval:
Rural Dev. Loan Fee	n/a		Resale Certificate/ Public Offer Statement		X	Bank Set-Up Fee	n/a		Well Flow (Quantity)		O
Lender Doc Prep Fee		M				Assume/Transfer Fee	n/a		Basic Water Quality		A
Lender Processing Fee		M	HOA Transfer Fees		X	Assessments Levied		M	PIWA Water
Flood Certification	X		HOA Assessments		M	Assessments Pending		M	Other Water Test		A
Tax Registration		M	HOA Questionnaire		X	Attorney Doc Prep Fee		M	Septic Inspection		A
Home Warranty	E	E	Appraisal	E	E	Brokerage Fee		M	DEC/MOA/COSA Fees		A