Mortgage Loan Details

22 May 2025, 6:45am

• Mortgage Quote Parameters

• Property Value	$400,000
  Amount Financed	$408,600 (100.0% LTV)
  Loan Purpose	Purchase
  Property Use	Primary Residence
  Property Type	Single Family Residence
  Property Location	Alaska - Anchorage/Eagle River
  Lock Period	45 Days
  Credit	Good - FICO >=720
  Loan Type	30 Year Fixed VA
  Rate	5.375%
  APR	5.937%
  Monthly Payment	$2,981.70
  Estimated Cash-to-Close	$21,720.34
  Estimated Closing Date	07/04/2025
  First Payment Date	08/01/2025

• Amount Financed Detail

  Item	Amount
  Base Loan	$400,000.00
  VA Funding Fee (2.15%)	$8,600.00
  Total Amount Financed	$408,600.00

  
  
  

• Monthly Payment Detail

  Item	Amount
  Principal & interest	$2,288.04
  Property taxes (est)	$548.33
  Homeowner's insurance (est)	$145.33
  Monthly Payment	$2,981.70

  
  
  

• Estimated Cash-to-Close Detail

  Item	Amount
  Downpayment	$0.00
  Closing costs	$16,200.29
  Interest - 7/4/2025 to 7/1/2025	$-180.51
  Escrow for taxes & insurance	$3,983.64
  Property tax - 07/04/2025 to 7/1/2025	$-27.04
  Homeowner's insurance	$1,743.96
  Total Estimated Cash-to-Close	$21,720.34

  
  
  

• Closing Costs Detail

  Item	Amount
  Your charge for this interest rate (3.579 points)	$14,623.79
  Origination charge	$0.00
  Credit report fee	$0.00
  Flood certificate	$0.00
  Appraisal	$900.00
  Title - Courier fee	$25.00
  Title - eRecording (50%)	$5.00
  Title - Lender's title insurance	$584.00
  Government recording charges (50%)	$62.50
  Total Estimated Closing Costs	$16,200.29

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  Escrow for Taxes & Insurance

  Item	Amount
  7 months property tax	$3,838.31
  2 months insurance	$290.66
  Aggregate adjustment	$-145.33
  Escrow for Taxes & Insurance	$3,983.64

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  Seller Closing Costs Detail

  Item	Amount
  Tax registration	$0.00
  Title - Attorney doc prep	$65.00
  Title - eRecording (50%)	$5.00
  Title - Owner's title insurance	$1,572.00
  Title - Settlement/Escrow fee	$1,140.00
  Title - Wire fee	$25.00
  Government recording charges (50%)	$62.50
  Total Estimated Seller Charges	$2,869.50

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  Disclosure: This is not an offer or commitment to lend. The rates and terms displayed above may change at any time without notice. The actual mortgage product you qualify for will depend upon verification of the information in your application, the applicable home value, and other relevant considerations. If you have questions about current rates, please contact a Loan Officer at 907-562-3600.
  
  
  Rates change frequently, please visit https://www.titanmortgage.com/rates.php for our current rates.