Alaska Buyer/Seller Fee Splits

These are the customary splits of who pays what fees in Alaska. In your purchase agreement, your agent will fill in a block of fee splits that looks very similar to the below.

B = BuyerS = Seller
X = Normally PaysM = Mandatory Pays
½ = Normally SplitE = Either Can Pay
A = As ApplicableO = Optional


Conventional Loans

BS BS BS BS
Lender Origination FeeX Credit ReportX Owner Title InsuranceX Smoke DetectorsX
AHFC Commitment FeeX ReservesX ALTA Title InsuranceX CO DetectorsX
Discount PointsX Prepaid InterestX Recording Fee½½ As-Built Survey/RecertX
MIP/PMIX Escrow Closing Fee½½
VA Funding Feen/a Sales TaxX Annual Escrow Feen/a Tests for Health Authority Approval:
Rural Dev. Loan Feen/a Resale Certificate/
Public Offer Statement
X Bank Set-Up Feen/a   Well Flow (Quantity)O
Lender Doc Prep Fee½½ Assume/Transfer Feen/a   Basic Water QualityA
Lender Processing Fee½½ HOA Transfer FeesX Assessments LeviedX   PIWA Water
Flood CertificationX HOA AssessmentsX Assessments PendingX   Other Water Test
Tax RegistrationX HOA QuestionnaireX Attorney Doc Prep Fee½½   Septic InspectionA
Home WarrantyEE AppraisalX Brokerage FeeX   DEC/MOA/COSA FeesA


FHA Loans

BS BS BS BS
Lender Origination FeeX Credit ReportX Owner Title InsuranceX Smoke DetectorsX
AHFC Commitment FeeX ReservesX ALTA Title InsuranceX CO DetectorsX
Discount PointsX Prepaid InterestX Recording Fee½½ As-Built Survey/RecertX
MIP/PMIX Escrow Closing Fee½½
VA Funding Feen/a Sales TaxX Annual Escrow Feen/a Tests for Health Authority Approval:
Rural Dev. Loan Feen/a Resale Certificate/
Public Offer Statement
X Bank Set-Up Feen/a   Well Flow (Quantity)O
Lender Doc Prep Fee½½ Assume/Transfer Feen/a   Basic Water QualityA
Lender Processing Fee½½ HOA Transfer FeesX Assessments LeviedX   PIWA Water
Flood CertificationX HOA AssessmentsX Assessments PendingX   Other Water TestA
Tax RegistrationM HOA QuestionnaireX Attorney Doc Prep Fee½½   Septic InspectionA
Home WarrantyEE AppraisalX Brokerage FeeX   DEC/MOA/COSA FeesA


VA Loans

BS BS BS BS
Lender Origination FeeX Credit ReportX Owner Title InsuranceX Smoke DetectorsX
AHFC Commitment FeeX ReservesX ALTA Title InsuranceX CO DetectorsX
Discount PointsX Prepaid InterestX Recording Fee½½ As-Built Survey/RecertX
MIP/PMIX Escrow Closing FeeM
VA Funding FeeX Sales TaxX Annual Escrow Feen/a Tests for Health Authority Approval:
Rural Dev. Loan Feen/a Resale Certificate/
Public Offer Statement
X Bank Set-Up Feen/a   Well Flow (Quantity)O
Lender Doc Prep FeeM Assume/Transfer Feen/a   Basic Water QualityA
Lender Processing FeeM HOA Transfer FeesX Assessments LeviedM   PIWA Water
Flood CertificationX HOA AssessmentsM Assessments PendingM   Other Water TestA
Tax RegistrationM HOA QuestionnaireX Attorney Doc Prep FeeM   Septic InspectionA
Home WarrantyEE AppraisalX Brokerage FeeM   DEC/MOA/COSA FeesA